Wednesday 1st July marked a significant milestone for me: one year of self employment.

When I embarked on this journey a year ago, I wasn’t 100% confident I’d make it this far. I didn’t have as much savings as I had planned to have, I wasn’t sure where clients were going to come from, and it was quite clear a recession was just round the corner.

So hear I am, one year older, wiser and slightly fatter. What can I tell you about my experiences?

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I suppose I should start this article with the caveat that I have only been self employed on a full time basis for about four months. I am not a financial expert or advisor – heck, I don’t even know what they really do in the city. I certainly don’t have a glass ball or any other means of seeing into the future. But I have an opinion.

If the media is to be believed (and I’m not doubting them) we are in the midst of a global economic crisis possibly more serious than that of the great economic depression of the 1930s.

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